Buy a BMW Online at BMW of Riverside
You can buy or lease a new or pre-owned BMW 100% online through the BMW of Riverside Express Store. Pick a vehicle, review a deal sheet that shows the price and every fee, and value your trade-in. Then submit a credit application. Choose free home delivery within 30 miles, or pick up at our Riverside showroom.*
* Complimentary home delivery applies within a 30-mile radius of the dealership. Deliveries outside that radius may be subject to a charge based on the delivery address. Terms are subject to change; see the BMW of Riverside Express Store for current delivery terms.
Every step of the deal appears on your screen before you commit. A Personal Client Advisor can help at any point. For a quick overview, see how the BMW of Riverside Express Store works.
How the Express Store Works, Step by Step
The online process follows six steps. Here is what you do at each one, what you’ll need, and how long it takes.
| Step | What You Do Online | What You’ll Need | Timing |
|---|---|---|---|
| 1. Choose a vehicle | Search new or pre-owned inventory, or configure the BMW you want | Your model, budget, and payment preference | Any time, on your schedule |
| 2. Unlock upfront pricing | Provide an email address or phone number to see online-only pricing | Email or phone number | Instant |
| 3. Value your trade-in | Get an instant cash offer, then a firm offer | Your vehicle’s details and condition | Firm offer within 3 business hours |
| 4. Compare payment options | Review cash, lease, and finance options side by side | Down payment and term preferences | Instant |
| 5. Verify and apply | Complete a credit application and upload your documents | Driver’s license and valid insurance card | Varies by lender (see Financing below) |
| 6. Schedule the handoff | Choose home or office delivery, or in-store pickup | Delivery address and preferred timing | Set with your sales agent |
What “100% Online” Covers
- Searching and configuring new and pre-owned BMW models
- Reviewing a deal sheet with the vehicle price and all associated fees before any commitment
- Receiving a trade-in offer and applying it to your purchase
- Submitting your credit application and verification documents
- Adding discounted service and maintenance plans
- Scheduling delivery or pickup
Shopping New, Pre-Owned, and In-Transit BMW Inventory Online
New BMW Models
Every new BMW listed in the Express Store shows online-only upfront pricing. You can browse available vehicles or configure the exact BMW you want.
Pre-Owned and BMW Certified Vehicles
Used and BMW Certified Pre-Owned vehicles can also be purchased 100% online. They come with the same finance and lease options and the same pickup or home delivery choices. You can also browse our BMW Certified Pre-Owned vehicles directly.
In-Transit and Configured Vehicles
You can also shop in-transit BMW vehicles that have been built or are being built but have not yet arrived. If you configure a vehicle we don’t have in stock, we’ll let you know promptly if we can’t secure it within 7 days.*
* Our inventory is updated daily. Vehicles are subject to prior sale. In Transit means that vehicles have been built or are being built, but have not yet arrived at the dealer. You may have configured a vehicle that is not currently in our possession. We will notify you promptly if we are unable to secure the requested vehicle within 7 days.
Factory Coverage: New vs. BMW Certified
| Coverage | New BMW | BMW Certified Pre-Owned |
|---|---|---|
| Limited warranty | New Vehicle Limited Warranty: 4 years or 50,000 miles | Certified Pre-Owned Limited Warranty: 1 year, unlimited miles, after the 4-year/50,000-mile New Vehicle Limited Warranty expires |
| Scheduled maintenance | BMW Ultimate Care: 3 years or 36,000 miles, whichever comes first | Any remaining BMW Ultimate Care coverage (transferable on model year 2022 and newer) |
| Roadside Assistance | 4 years, unlimited miles, 24/7 | 24/7 BMW Roadside Assistance included |
| Inspection and history | Not applicable (new vehicle) | Vehicle history report review (CARFAX or AutoCheck), 360° inspection, reconditioning, and road test by trained BMW technicians |
| Extended coverage | BMW Vehicle Service Contracts available | BMW Vehicle Service Contracts available |
* This information is provided for general educational purposes only and does not constitute legal advice. Warranty coverage depends on the specific terms of your vehicle’s warranty agreement. Consult your owner’s manual or a qualified legal professional for guidance on your individual situation.
Sources: BMW Ultimate Care and warranty coverage, BMW Certified Pre-Owned program, and BMW Vehicle Service Contracts from BMW of North America.
Valuing Your Trade-In Online
You have two ways to see what your current vehicle is worth. Details come from our Express Store process and Kelley Blue Book.
Express Store Offer vs. Kelley Blue Book® Instant Cash Offer
| Feature | Express Store Trade-In Offer | Kelley Blue Book® Instant Cash Offer |
|---|---|---|
| How you start | Add your trade-in during Express Store checkout | Request an offer online from Kelley Blue Book |
| What you receive | An instant cash offer, then a firm offer within 3 business hours | A fixed offer based on condition, features, and local market demand, valid for 7 days |
| Purchase required? | No. Redeemable with or without a new car purchase | No obligation to trade in or sell |
| Final value | Requires final approval | Pending inspection at a participating dealer |
* This is a valuation provided by you (the customer) and requires final approval.
Start with a Kelley Blue Book® Instant Cash Offer, or review the Kelley Blue Book Instant Cash Offer FAQ for full terms.
Handing Over Your Trade-In
If you have a trade-in, we collect it when your new BMW is delivered or when you pick up.
Financing or Leasing Your BMW Online
Submitting Your Credit Application
- Credit verification: The Express Store uses a soft credit check to verify your score.
- Final deal sheet: Your final numbers are based on approved credit and purchase eligibility.
- Cash buyers: Even for cash purchases, a short form is required under federal rules.
- Best available terms: Our finance team works to secure the best possible lease or finance terms.
Ready to start? Submit our secure online credit application before you finalize your deal.
Applying Through BMW Financial Services
BMW Financial Services is one of the lenders available through BMW centers. Its online credit application carries no cost or obligation. Applications submitted Monday–Friday, 8 a.m.–5 p.m. ET receive an email decision within 24 hours. Depending on your state, BMW Financial Services may pull reports from Equifax, Experian, or TransUnion.*
* All offers are subject to credit approval.
Lease Terms, Decoded
| Lease Term | What It Means |
|---|---|
| Due at signing | Typically includes the first month’s payment, any capitalized cost reduction, dealer documentation fees, the acquisition fee, sales tax, and state registration fees |
| Residual value | The predicted wholesale value at the end of the lease, expressed as a percentage of MSRP; always non-negotiable |
| Acquisition fee | A non-negotiable fee charged by the leasing company or bank for processing a lease |
Source: the BMW of Riverside Express Store pricing glossary. Your lease agreement lists the exact amounts for your vehicle.
Optional BMW Protection Products
During checkout, you can add discounted service and maintenance plans. They are optional, and each one appears on your deal sheet before you accept.
| Product | What It Covers | Available For |
|---|---|---|
| Vehicle Service Contract – Platinum | Most major components, for up to 7 years or 100,000 miles, repaired with genuine BMW parts at an authorized facility | New, pre-owned, plug-in hybrid, electric, and Certified Pre-Owned vehicles |
| Vehicle Service Contract – Powertrain | Engine, transmission, and drivetrain components, plus limited coverage for other parts | New, pre-owned, and high-mileage vehicles |
| Tire & Wheel Protection | Replacement of tires and wheels structurally damaged by road hazards such as potholes, nails, or glass | Standalone or in a Multi-Coverage bundle |
| Paintless Dent Repair | Removal of door dings and minor dents while keeping the factory finish | Standalone or in a Multi-Coverage bundle |
| Windshield Protection | Repair of a front windshield chipped or cracked by rocks or road debris | Standalone or in a Multi-Coverage bundle |
| Key Protection | Replacement of lost, damaged, or stolen keys, plus lock-out assistance | Standalone or in a Multi-Coverage bundle |
| Guaranteed Auto Protection (GAP) | Some or all of the gap between your insurance payout and your remaining financing balance after a total loss | Financed vehicles |
| Lease-End Protection | Waives some or all potential excess wear costs at lease turn-in | Leased vehicles |
* While BMW does not offer to extend your warranty, we do offer Vehicle Service Contracts (VSC) that provide coverage for many components after the expiration of your New Vehicle Limited Warranty. All covered repairs are performed at an authorized BMW repair facility using genuine OEM new or remanufactured parts, unless unavailable; in which case parts of like kind and quality may be used.
Source: BMW Ultimate Protection products from BMW of North America.
What’s on Your Online Deal Sheet
Before you commit, the Express Store shows every part of your purchase, including cash, finance, and lease options. Here is what each line item means.
| Line Item | What It Means |
|---|---|
| MSRP | The manufacturer’s suggested retail price |
| Government fees | Non-negotiable state fees to register the vehicle, assign a title, and cover license plates |
| Sales tax | Calculated based on where the vehicle will be registered |
| Document processing charge | Covers sale documents, disclosures, and titling; it may not be presented as a government fee |
| Electronic filing charge | Covers electronic registration services |
| California tire fee | A state fee on new tires, including the spare, sold with a new or used vehicle |
Sources: CDTFA sales and use tax rate lookup, California DMV dealer document and electronic filing fee rules, and CDTFA California Tire Fee guide.
What Upfront Pricing Covers and What It Doesn’t
- You see the vehicle price and all associated fees before you commit.
- Your final deal sheet reflects your approved credit.
- Vehicle prices are subject to change, and all vehicles are subject to prior sale.
Documents, Insurance, and Signing
What to Have Ready
| Document | Who Needs It | How You Provide It |
|---|---|---|
| Driver’s license | Every buyer | Upload a copy online |
| Valid auto insurance card | Every buyer | Upload a copy online |
| Credit application | Finance and lease customers | Complete online |
| Short form (federal requirement) | Cash buyers | Complete online |
California and Lease Insurance Requirements
| Requirement | Minimum |
|---|---|
| Bodily injury or death, one person | $30,000 |
| Bodily injury or death, more than one person | $60,000 |
| Property damage | $15,000 |
| BMW Financial Services lease | Comprehensive and collision coverage with a maximum $1,000 deductible, plus state-minimum liability* |
* Insurance (also referred to as financial responsibility) is required on all vehicles operated or parked on California roads. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements. Contact your insurance provider to confirm your policy meets BMW Financial Services requirements.
See the California DMV insurance requirements and BMW Financial Services lease insurance FAQ.
Signing Your Paperwork
Once you review and accept your final deal sheet, you’re ready for your car. For home or office delivery, a Delivery Specialist brings your new BMW with all of the paperwork ready to sign. If you choose pickup, you sign at the dealership.
Home Delivery or In-Store Pickup
Home or Office Delivery
- A Delivery Specialist brings your new BMW to your home or office
- Free within 30 miles of the dealership*
- Paperwork arrives ready to sign
- Bluetooth setup and a walkthrough of your vehicle’s features
- Your trade-in is collected at delivery
In-Store Pickup
- Pick up at 3060 Adams St, Riverside, CA 92504
- Always available
- Test drive and claim your car at the dealership
- Your trade-in is collected at pickup
- Sales hours: Monday–Saturday 9 a.m.–8 p.m., Sunday 10 a.m.–7 p.m.
* Complimentary home delivery applies within a 30-mile radius of the dealership. Deliveries outside that radius may be subject to a charge based on the delivery address. Terms are subject to change; see the BMW of Riverside Express Store for current delivery terms. Your sales agent will provide the most accurate delivery time available. Your sales agent will provide the most accurate pickup time available.
Delivery terms are also listed on our About Us page.
Which iDrive System Your Walkthrough Covers
Your handoff walkthrough covers the iDrive system in your BMW, which depends on the model.
| Operating System | Where You’ll Find It | What Stands Out |
|---|---|---|
| BMW Operating System 8.5 | Models such as the 5 Series, 7 Series, i4, and X7 | Linux-based, with the physical iDrive rotary controller alongside touch and voice control |
| BMW Operating System 9 | Models such as the X1, X2, and 2026 X3 | Based on Android Open Source Project software, with a touch-first Curved Display |
| BMW Operating System X | Neue Klasse models such as the new iX3 | Powers BMW Panoramic iDrive, including the Panoramic Vision display |
Sources: BMW Group on Operating Systems 8.5 and 9 and BMW Group on Panoramic iDrive. For deeper tutorials after delivery, explore our BMW Learning Path technology tutorials and delivery walk-throughs.
Common Questions About Buying a BMW Online
Is the online price from BMW of Riverside final?
The Express Store shows transparent, upfront pricing with every detail of your purchase before you make any commitment. Your final deal sheet is based on approved credit. Vehicle prices remain subject to change and prior sale until your deal is complete.
How do I hand over my trade-in with home delivery?
Your trade-in is collected when your new BMW is delivered. The offer is based on the details you provided and requires final approval when the vehicle is inspected.
Can I finance online through BMW of Riverside?
Yes. Submit a credit application online. Our finance team works to secure the best possible lease or finance terms. You can also apply through BMW Financial Services, which emails decisions within 24 hours for applications submitted during business hours.*
* All offers are subject to credit approval.
How long does the online process take?
Pricing and payment comparisons are available right away. A firm trade-in offer arrives within 3 business hours. Your sales agent provides the most accurate delivery or pickup time for your vehicle.
Start Your Online BMW Purchase at BMW of Riverside
- Explore the Express Store to see upfront pricing on new and pre-owned BMW models.
- Value your trade-in with an instant cash offer.
- Apply for financing to get a final deal sheet based on approved credit.
Prefer to talk it through or schedule a test drive? Call our sales team at (888) 713-6529 or visit us at 3060 Adams St, Riverside, CA 92504.
Disclaimers
Delivery: Complimentary home delivery applies within a 30-mile radius of the dealership. Deliveries outside that radius may be subject to a charge based on the delivery address. Terms are subject to change; see the BMW of Riverside Express Store for current delivery terms.
Delivery and pickup timing: Your sales agent will provide the most accurate delivery time available. Your sales agent will provide the most accurate pickup time available.
Taxes: The dealership will help determine accurate taxes prior to delivery.
Inventory: Our inventory is updated daily. Vehicles are subject to prior sale. In Transit means that vehicles have been built or are being built, but have not yet arrived at the dealer. You may have configured a vehicle that is not currently in our possession. We will notify you promptly if we are unable to secure the requested vehicle within 7 days.
Trade-in: This is a valuation provided by you (the customer) and requires final approval.
Financing: All offers are subject to credit approval.
Warranty: This information is provided for general educational purposes only and does not constitute legal advice. Warranty coverage depends on the specific terms of your vehicle’s warranty agreement. Consult your owner’s manual or a qualified legal professional for guidance on your individual situation.
Protection products: While BMW does not offer to extend your warranty, we do offer Vehicle Service Contracts (VSC) that provide coverage for many components after the expiration of your New Vehicle Limited Warranty. All covered repairs are performed at an authorized BMW repair facility using genuine OEM new or remanufactured parts, unless unavailable; in which case parts of like kind and quality may be used.
Insurance: Insurance (also referred to as financial responsibility) is required on all vehicles operated or parked on California roads. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements. Contact your insurance provider to confirm your policy meets BMW Financial Services requirements.
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